EMPLOYER PROGRAMS

FairShare enables employers to offer their employees better benefits at lower cost while earning 100% of the excess profits.

HOW IT WORKS

We help HR departments improve employee benefits with our innovative programs. Regardless of what industry you are in, you can offer your employees compelling benefits and earn all the profits! Profits from ERISA covered benefits can be used to reduce medical premiums or fund new employee programs, as required by ERISA.

Accidental Injury

Pays a lump sum or reimbursements for medical costs related to accidental injuries, such as fractures, burns, or dislocations.

Critical Illness

Provides a lump-sum payout upon diagnosis of serious illnesses like cancer, heart attack, or stroke to help cover medical and non-medical expenses.

Hospital Indemnity

Offers cash benefits for hospital stays, surgeries, and related expenses, paid directly to the insured regardless of other insurance.

Electronic Device Insurance

Covers repair or replacement costs for multiple devices, including phones, laptops, TVs, tablets, monitors, and gaming consoles under one plan.

Legal Insurance

Grants access to legal services, including consultations, document reviews, and representation for personal legal matters.

ID Theft

Helps cover costs related to identity theft, including credit monitoring, fraud resolution, and legal assistance.

Limited Medical

Provides basic coverage for routine healthcare expenses but with lower benefits and caps compared to major medical plans.

Dental/Vision

Covers preventive and corrective dental and vision care, including exams, procedures, eyeglasses, and contact lenses.

Group Auto & Home

Offers discounted auto and home insurance policies to employees through group purchasing power.

Home Warranty

Protects against unexpected repair or replacement costs for major home systems and appliances due to normal wear and tear.

Pet Insurance

Covers veterinary expenses for illnesses, injuries, and routine care for pets.

Custom Programs

Tailored insurance solutions designed to meet specific needs, such as industry-specific risks or employer-sponsored benefits.

Is it easy to implement?

Our award-winning voluntary benefits program helps employers provide employees with better benefits at lower costs. We provide specialized plan designs, unique coverages, while you get 100% of the profits!

Employer Case Study

Want to learn More?

Fairshare Insurance Innovation Awards Winner 2023