EMPLOYER PROGRAMS
FairShare enables employers to offer their employees better benefits at lower cost while earning 100% of the excess profits.
HOW IT WORKS
We help HR departments improve employee benefits with our innovative programs. Regardless of what industry you are in, you can offer your employees compelling benefits and earn all the profits! Profits from ERISA covered benefits can be used to reduce medical premiums or fund new employee programs, as required by ERISA.
Accidental Injury
Pays a lump sum or reimbursements for medical costs related to accidental injuries, such as fractures, burns, or dislocations.
Critical Illness
Provides a lump-sum payout upon diagnosis of serious illnesses like cancer, heart attack, or stroke to help cover medical and non-medical expenses.

Hospital Indemnity
Offers cash benefits for hospital stays, surgeries, and related expenses, paid directly to the insured regardless of other insurance.
Electronic Device Insurance
Covers repair or replacement costs for multiple devices, including phones, laptops, TVs, tablets, monitors, and gaming consoles under one plan.
Legal Insurance
Grants access to legal services, including consultations, document reviews, and representation for personal legal matters.
ID Theft
Helps cover costs related to identity theft, including credit monitoring, fraud resolution, and legal assistance.

Limited Medical
Provides basic coverage for routine healthcare expenses but with lower benefits and caps compared to major medical plans.

Dental/Vision
Covers preventive and corrective dental and vision care, including exams, procedures, eyeglasses, and contact lenses.
Group Auto & Home
Offers discounted auto and home insurance policies to employees through group purchasing power.
Home Warranty
Protects against unexpected repair or replacement costs for major home systems and appliances due to normal wear and tear.
Pet Insurance
Covers veterinary expenses for illnesses, injuries, and routine care for pets.
Custom Programs
Tailored insurance solutions designed to meet specific needs, such as industry-specific risks or employer-sponsored benefits.
Is it easy to implement?
Our award-winning voluntary benefits program helps employers provide employees with better benefits at lower costs. We provide specialized plan designs, unique coverages, while you get 100% of the profits!
Employer Case Study
- We provide program design, underwriting distribution, premium collection, claim servicing, and more.
- We handle the program marketing and make the implementation process seamless and hassle-free.
- We do the work, and you earn 100% of the reinsurance profits.
Want to learn More?

