FairShare College & University Programs
Designed for Higher Education — Built on Partnership
FairShare partners with colleges, universities, and private schools to offer customized insurance programs that deliver meaningful benefits for students, faculty, staff, and alumni, while also creating a new revenue source for your institution.
Who Benefits?
FairShare offers a suite of voluntary supplemental insurance programs, including:
FairShare programs are designed to serve:
Students — access to valuable supplemental plans not typically available through standard student health plans.
Faculty & Staff — supplemental and voluntary benefits that enhance existing benefits packages.
Alumni — ongoing access to insurance products that support financial protection throughout life.
Clubs & Departments — tailored offerings that can also support fundraising and engagement.
The Institution — 100% of unused premium returned to the sponsoring organization.
Better Coverage for Your Community
What makes FairShare truly different is the surplus participation model.
FairShare provides a customizable menu of products that can be tailored to the unique needs of your university community, including:
- Legal Insurance
- Identity Theft Protection
- Group Auto & Home
- Electronic Device Coverage
- Pet Insurance
- Accidental Injury & Critical Illness
- Travel Insurance
- Custom Programs Designed for Your Institution
These products enhance your benefits offerings without adding administrative burden — helping your campus community feel more protected and valued.
Competitive Pricing Through Group Design
By leveraging group purchasing power and FairShare’s innovative insurance model, programs can offer lower premiums and competitive pricing compared with retail insurance options.
FairShare’s reinsurance model keeps costs low and transparent — and at the end of the policy year, 100% of unused premiums are returned to your institution rather than kept by traditional carriers.
These funds can become a recurring revenue source — providing flexibility to reinvest in student services, faculty programs, scholarship funds, athletics, campus initiatives, or other strategic priorities.
Strengthen Engagement & Retention
Offering insurance benefits through FairShare doesn’t just protect people — it deepens loyalty and fosters stronger ties between your university and its community.
Benefits include:
- Enhanced value proposition for students and employees
- Additional touchpoints with alumni and former students
- Increased satisfaction and long-term engagement
- Opportunity to support clubs, teams, and campus organizations with revenue-generating programs
Turnkey Program Administration
FairShare offers a suite of voluntary supplemental insurance programs, including:
FairShare handles all logistical and operational aspects of your program, including:
- Program design & underwriting
- Premium collection & administration
- Claims servicing
- Member communications
- Enrollment support
- Compliance and reporting
Your institution can participate without placing extra work on your HR, finance, or student services teams.
Get Started with FairShare
Ready to customize a program that aligns with your mission and drives real value?
Contact FairShare today to explore opportunities, design your custom program, and learn how your institution can benefit.
Who Benefits?
FairShare programs are designed to serve:
Students — access to valuable supplemental plans not typically available through standard student health plans.
Faculty & Staff — supplemental and voluntary benefits that enhance existing benefits packages.
Alumni — ongoing access to insurance products that support financial protection throughout life.
Clubs & Departments — tailored offerings that can also support fundraising and engagement.
The Institution — 100% of unused premium returned to the sponsoring organization.
Better Coverage for Your Community
FairShare provides a customizable menu of products that can be tailored to the unique needs of your university community, including:
- Legal Insurance
- Identity Theft Protection
- Group Auto & Home
- Electronic Device Coverage
- Pet Insurance
- Accidental Injury & Critical Illness
- Travel Insurance
- Custom Programs Designed for Your Institution
These products enhance your benefits offerings without adding administrative burden — helping your campus community feel more protected and valued.
Competitive Pricing Through Group Design
By leveraging group purchasing power and FairShare’s innovative insurance model, programs can offer lower premiums and competitive pricing compared with retail insurance options.
FairShare’s reinsurance model keeps costs low and transparent — and at the end of the policy year, 100% of unused premiums are returned to your institution rather than kept by traditional carriers.
These funds can become a recurring revenue source — providing flexibility to reinvest in student services, faculty programs, scholarship funds, athletics, campus initiatives, or other strategic priorities.
Strengthen Engagement & Retention
Offering insurance benefits through FairShare doesn’t just protect people — it deepens loyalty and fosters stronger ties between your university and its community.
Benefits include:
- Enhanced value proposition for students and employees
- Additional touchpoints with alumni and former students
- Increased satisfaction and long-term engagement
- Opportunity to support clubs, teams, and campus organizations with revenue-generating programs
When programs perform well, surplus premium is returned to the sponsoring organization — creating shared success instead of one-sided carrier profitability.
That alignment changes the conversation.
Turnkey Program Administration
FairShare handles all logistical and operational aspects of your program, including:
- Program design & underwriting
- Premium collection & administration
- Claims servicing
- Member communications
- Enrollment support
- Compliance and reporting
Your institution can participate without placing extra work on your HR, finance, or student services teams.
Get Started with FairShare
Ready to customize a program that aligns with your mission and drives real value?
Contact FairShare today to explore opportunities, design your custom program, and learn how your institution can benefit.
We help you provide your clients with innovative and high value voluntary employee benefits and supplemental insurance programs. Our customizable plan designs come with increased coverage, lower costs for policyholders, and your clients earn 100% of the underwriting profits with no cost or risk.
FairShare helps build your book of business with minimal effort.
On average, our programs* generate 2.5x more premium*, than comparable fully insured programs.
It’s a win-win-win for you, your clients, and their stakeholders! Programs are available for employers, property managers, associations, students, PEOs, retail rewards programs, and more!
- We give you a competitive edge against the competition.
- We handle all the details, and make it easy for brokers, consultants, and captive managers to offer their clients a simple and easy way to increase stakeholder satisfaction and earn additional revenue.
- FairShare and our partners provide program design, underwriting, distribution, marketing, premium collection, customer service, claim servicing, and more
We provide customized plan designs and unique coverages, and you earn 100% of the profits. FairShare’s award-winning supplemental insurance program helps you and your constituents to tackle the challenge of ever-increasing premiums and diminishing benefits.
Our innovative solutions can also be used as a fundraiser for athletics, groups, and clubs.Your custom program can include coverages like:
It’s a win-win-win for your organization, faculty, staff, alumni, and students. You can offer better benefits without adding extra work or costs!
- We handle all the details and make it easy to improve coverage and lower costs.
- We provide program design, underwriting distribution, premium collection, claim servicing, and more.
- We can work with your existing broker.
Kirk E. Watkins
MESSAGE FROM CEO
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CEO & Founder
Examples of Coverage
FairShare offers an extensive, customizable menu of coverages to fit the needs of any organization. These include:
