A New Revenue Model for Property Managers
The FairShare Program is not just tenant insurance — it is a comprehensive supplemental insurance platform designed exclusively for residential communities. It provides tenants access to high-quality, competitively priced coverage across a wide range of protection programs, while allowing property managers to participate in the underwriting profits.
This is a smarter alignment of incentives — where tenants benefit from better coverage and pricing, and property managers benefit from long-term participation in the program’s financial performance.
Apartment managers and landlords can improve and expand their offerings and create a competitive advantage with:
Electronic Device Insurance
Pet Insurance
Travel Insurance
Tenant Liability
Legal Insurance
ID Theft
Group Auto & Home
Road Hazard
Auto Club
Custom Programs
Comprehensive Coverage for Tenants
FairShare offers a suite of voluntary supplemental insurance programs, including:
FairShare offers a suite of voluntary supplemental insurance programs, including:
- Renters coverage
- Electronic device protection
- Pet insurance
- Identity theft protection
- Group auto and home
- Travel insurance
- Legal protection plans
- And additional specialty programs
Because these programs are structured at scale, tenants often receive broader coverage at more competitive pricing than they can typically secure independently.
The result: meaningful value, simplified enrollment, and coverage that can follow them wherever they live.
A Profit Opportunity for Property Managers
What makes FairShare truly different is the surplus participation model.
What makes FairShare truly different is the surplus participation model.
As tenants enroll in FairShare programs, a portion of premium contributes to an underwriting surplus. Property managers participate in the financial performance of their program — creating a recurring profit opportunity tied directly to their resident community.
This is not a commission-only structure. It is participation in the economics of the program itself.
Even more powerful: when tenants move out but maintain their coverage, they remain in the property manager’s book of business. That means property managers continue to participate in the surplus generated by former residents who keep their policies active.
Over time, this creates a growing, compounding book of business — generating potential profit from both current and former tenants.
Why This Matters
Recurring, Long-Term Revenue:
Former tenants who maintain coverage continue contributing to the property manager’s program performance.
Stronger Resident Value Proposition:
Offering high-quality, competitively priced supplemental coverage enhances the overall resident experience.
Aligned Incentives:
Tenants receive valuable protection. Property managers participate in the upside. Everyone benefits from long-term engagement.
Differentiation in a Competitive Market:
FairShare allows property managers to offer something competitors cannot — a comprehensive, value-driven insurance platform that also creates a new income stream.
More Than Insurance — A Portfolio Asset:
The FairShare Program transforms supplemental insurance into a long-term financial asset. As your resident base grows — and as former residents maintain coverage — your book of business grows with it.
This is recurring participation in the protection economy you help create.
Join the FairShare Movement!
If you are ready to offer residents meaningful protection while building a growing, long-term revenue stream for your portfolio, the FairShare Program delivers both.
Let’s talk about how FairShare can work for your communities.
Comprehensive Coverage for Tenants
FairShare offers a suite of voluntary supplemental insurance programs, including:
- Renters coverage
- Electronic device protection
- Pet insurance
- Identity theft protection
- Group auto and home
- Travel insurance
- Legal protection plans
- And additional specialty programs
Because these programs are structured at scale, tenants often receive broader coverage at more competitive pricing than they can typically secure independently.
The result: meaningful value, simplified enrollment, and coverage that can follow them wherever they live.
A Profit Opportunity for Property Managers
What makes FairShare truly different is the surplus participation model.
As tenants enroll in FairShare programs, a portion of premium contributes to an underwriting surplus. Property managers participate in the financial performance of their program — creating a recurring profit opportunity tied directly to their resident community.
This is not a commission-only structure. It is participation in the economics of the program itself.
Even more powerful: when tenants move out but maintain their coverage, they remain in the property manager’s book of business. That means property managers continue to participate in the surplus generated by former residents who keep their policies active.
Over time, this creates a growing, compounding book of business — generating potential profit from both current and former tenants.
Why This Matters
Recurring, Long-Term Revenue:
Former tenants who maintain coverage continue contributing to the property manager’s program performance.
Stronger Resident Value Proposition:
Offering high-quality, competitively priced supplemental coverage enhances the overall resident experience.
Aligned Incentives:
Tenants receive valuable protection. Property managers participate in the upside. Everyone benefits from long-term engagement.
Differentiation in a Competitive Market:
FairShare allows property managers to offer something competitors cannot — a comprehensive, value-driven insurance platform that also creates a new income stream.
More Than Insurance — A Portfolio Asset:
The FairShare Program transforms supplemental insurance into a long-term financial asset. As your resident base grows — and as former residents maintain coverage — your book of business grows with it.
This is recurring participation in the protection economy you help create.
Join the FairShare Movement!
If you are ready to offer residents meaningful protection while building a growing, long-term revenue stream for your portfolio, the FairShare Program delivers both.
Let’s talk about how FairShare can work for your communities.
We help you provide your clients with innovative and high value voluntary employee benefits and supplemental insurance programs. Our customizable plan designs come with increased coverage, lower costs for policyholders, and your clients earn 100% of the underwriting profits with no cost or risk.
FairShare helps build your book of business with minimal effort.
On average, our programs* generate 2.5x more premium*, than comparable fully insured programs.
It’s a win-win-win for you, your clients, and their stakeholders! Programs are available for employers, property managers, associations, students, PEOs, retail rewards programs, and more!
- We give you a competitive edge against the competition.
- We handle all the details, and make it easy for brokers, consultants, and captive managers to offer their clients a simple and easy way to increase stakeholder satisfaction and earn additional revenue.
- FairShare and our partners provide program design, underwriting, distribution, marketing, premium collection, customer service, claim servicing, and more
We provide customized plan designs, unique coverages, and you get 100% of the reinsurance profits! Our award-winning supplemental insurance program helps property managers provide tenants with a selection of supplemental insurance products at lower costs. Best of all, you have a sources of recurring revenue from current and PREVIOUS tenants.
Most apartment managers offer tenant liability or renter’s insurance, but they’re missing a bigger and better opportunity. FairShare’s unique supplemental benefit insurance programs yield significant ongoing revenue, whether tenants stay or move. Over 70% of former tenants who purchase coverage will continue to renew their policies, resulting in a substantial revenue stream from former tenants!
Extra revenue without extra effort!
FairShare Insurance has a portal for tenants to securely enroll in coverage via Credit, Debit, or ACH. After tenants move out, as long as they do not cancel coverage, you continue to earn the reinsurance profits!
- Earn substantial revenue at no cost or risk
- Use our captive or your own. You can work with your existing broker.
- We provide program design, underwriting distribution, premium collection, claim servicing, and more.
Want to learn more?
